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This essay sheds light on how credit card debt has destroyed the middle class and also elucidates why you should never utilize a debt card. Moreover, the advantages of using credit cards if you are wealthy and how offering a $50 minimum wage would beneficially change the world are delineated in this essay. Moreover, the profound results of gravity payments paying employees a livable wage are identified, why corporations will never pay a livable wage to employees is demystified, and why employees are extinct and why humans have become horses in the age of automation is explicated in this essay. Furthermore, why employee jobs are so egregiously dreadful and lead to wage slavery and extreme poverty and how to generate extreme wealth online on social media platforms by creating a plethora of lucrative income generating assets is meticulously expounded upon in this essay. Additionally, the utmost best income generating assets to produce for generating extreme wealth online are identified, how to become a highly successful influencer online on social media platforms in the digital era is elaborated upon, the myriad of benefits of becoming a successful influencer online and attaining extreme fame leverage are demystified, and how to earn substantial money online so that you can afford to pay off credit card debt is meticulously explained in this essay, Much to the dismay of customers, credit card debt has calamitously destroyed the middle class. Former middle class customers are now maimed by the insurmountable debt burden of credit card debt that has rendered them all the more impoverished, destitute, and indigent as they eminently struggle to even make the minimum payments on their credit cards in an economy in which the cost prohibitive cost of living perpetually increases while the standard of living inversely decreases. The crux of the issue with credit card debt is that the interest fees accrue into the principal of the debt each and every day which further undermines the customer's purchasing power and severely comprises their ability to generate wealth. Additionally, the interest rates on credit cards can range from 15%-28% which effectively renders every purchase almost 30% more expensive for customers that cannot afford to pay off their credit card balances in full each month. Credit cards allow customers to pay a premium price to procure expensive item that they cannot afford to buy. This causes customers to experience an unsustainable temporary increase in their standard of living that is financed by insurmountable credit card debt. This culminates in outright decimating a customer's purchasing power in the long haul when they have exhausted all their lines of credit and have the onerous burden of paying back their insurmountable credit card debt with lofty interest payments. Credit card debt has destroyed the middle class and left them bereft of their purchasing power since they cannot afford to discharge their debts nor pay exorbitant interest payments on their insurmountable debts. Former middle class customers never had the wealth nor lasting purchasing power to sustain financing their envisioned lifestyles since their measly incomes cannot offset their exorbitant lifestyle expenses. "American consumers have a collective outstanding household debt of over $13.15 trillion of which is over $1 trillion is the credit card debt alone, households are truly on a debt binge. These figures should be a wake-up call to all the Americans. The convulsive household debt has surpassed the bubble of 2008 and is still escalating" (Deluce, 2018). Much to the customer's chagrin, the economy is not favorable to the former middle class customers who are submerged in insurmountable debt and left with dead-end, minimum wage, dispiriting, agonizing, debilitating jobs that do not even pay 1/4 of a sustenance wage for affording housing. In other words, credit cards have outright destroyed the little purchasing power of the middle class.