Description

Quite simply, the hunt for specific answers to important questions begins - and ends - with this clear, comprehensive resource.

401(k) Answer Book covers all aspects of plan design and administration, as well as the relationships of 401(k) plans with other types of retirement plans. When participants, sponsors, or service providers ask you questions, this book gives you the answers.

401(k) Answer Book provides coverage of 401(k) plan design, testing, taxation, reporting and disclosure, and termination, and brings you up to date on investment-related topics and regulatory guidance.

Written by the experts at Empower Retirement, this comprehensive one-volume desk reference is a must have for pension administrators, benefits managers, fund managers, trustees, accountants, attorneys, human resource professionals, consultants, advisors, and anyone who deals professionally with 401(k) plans.

401(k) Answer Book, 2022 Edition is packed with special features, including:

• Legislative and regulatory developments impacting 401(k) plans

• Information on 401(k) plan design options and plan document alternatives

• Coverage of the special testing and reporting rules applicable to 401(k) plans

• Sample fiduciary checklist

• A 401(k) compliance calendar and IRS rollover chart

• Chart of key participant disclosures and notices with cross-references to chapters for detailed information

• Information on distributions, in-service withdrawals, and loans

• Up-to-date sample notice templates for safe harbor 401(k) plan notices, automatic enrollment notices, and QDIA notices

• Sample Section 404(c) checklist

• Practical information on plan terminations, plan mergers, and spinoffs

And much more